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Aug 27

Google Plans for Free Internet in Remote Areas – Project Loon


Project Loon also known as Google Loon or Google Balloon Internet is an experimental project run by Google Inc. with the aim of delivering internet access to remote areas. The project makes use of wind-steered balloons floating in the stratosphere at 25 km above sea level. These balloons are scattered in the air and spaced at approximately 100km from each other, thereby creating a wireless network that provides internet to people in the area.
Project Loon was launched on 16 June 2013, beginning a series of research tests in New Zealand and now Carlifornia, USA.Should the project be successful, Google will launch the balloon network enmasse, launching thousands of balloons around the world over remote areas and places where internet is currently inaccessible.

The balloons help to transmit the signals between the worldwide web and an antenna installed outside the user’s home or building. You may be wondering why somebody would need a balloon-powered internet network when there are technologies like Wimax that can transmit internet to remote areas via a space satellite. Current technologies which provide internet to remote areas e.g. farms and rural areas are very expensive often costing several times more than services in cities and towns .A lot of money is required to set up the infrastructure for long-distance transmissions of data. Google balloon internet will cut the cost of internet as we know it today and increase coverage, allowing more people to get connected.

Balloon networks are easy to deploy and less expensive to manage because they do not require the installation of underground cables. The cost of fiber cable is one of the prohibitive factors that hinders the expansion of internet access in developing countries. Developing countries will benefit immensely from balloon-powered internet and this will allow at least 66% of the world population to have access to the internet.
With Google providing the technology to deploy balloon internet, existing internet service providers will only need to connect to the balloon network to allow people to be connected. This will drastically reduce the cost of internet and make it affordable to people under the balloon region. Users will be required to install a special antenna in order to receive signals.
The floating balloons are designed to last for at least 100 days and they are equipped with a solar-powered electronics system that can generate a maximum of 100 watts in full sunlight. The Google internet balloons will float at a minimum height of 15km above the jet airspace, meaning that there won’t be a risk of an accidental collision with airplanes. The estimated speed for balloon internet is nearly that of 3G internet, which is quite acceptable.

Further Reading

Aug 26

Facebook Plans for Free Internet – Project Internet.org


Internet.org is Mark Zuckererg’s initiative to provide free internet access to people in the third world and developing countries. It is a project to get everybody on the internet with little or no cost. Launched on 20 August 2013, internet.org was founded by seven companies – Facebook, Samsung, Nokia, Opera, Ericsson, MediaTek and QUALCOMM. As you can see, the group is composed of wireless networking tech giants, top mobile phone manufacturers, a renowned memory chip maker and creators of the top mobile browser – Opera.
It is estimated that about two-thirds of the world is not connected to the internet, and as a result this population misses out on the opportunities provided by the internet. According to Mark Zuckerberg, the prohibitive costs of setting up the infrastructure needed for internet access is one of the obstacles to providing internet in developing countries and remote areas.
Internet.org aims to solve this problem by developing technologies that are cost-effective, efficient and commercially viable for companies providing internet. By reducing the cost of data and adopting efficient methods of delivering internet in developing countries, it is possible to add an extra 5 billion people to the existing worldwide web.

The provision of affordable internet access to everyone does not only have benefits for the marginalized user in poor regions of the world but it will also benefit a lot of online companies that would be able to expand their business to an additional 5 billion people on the internet. New markets will be opened, previously untapped customers will be tapped and unreachable regions will reached. At the present moment, internet penetration is extremely slow in most developing areas at only less 9% a year and it has reached a saturation point in developed countries like the USA meaning that growth has virtually come to a standstill. You can imagine the possibilities if the penetration was to be accelerated in regions like Africa, East Asia, South America as well as the rural areas in most countries.
The Internet.org Project  is in a developmental stage right now, and it is not yet known which technologies and business models will be used to provide affordable internet to the unconnected world.However,with a grouping of big brand technology giants like Nokia, Ericsson, Samsung, Opera, MediaTek and QUALCOMM, you can be assured that this is a serious project, Mark Zuckerberg,the Facebook CEO will be implementing something significant that will have an impact on everyone in the developing world.

 Related Posts >> Read Google Plans for Free Internet – Project Loon

Aug 11

Legal Forms: How to File for Bankruptcy without Using a Paid Lawyer

 

 

Bankruptcy is usually a last resort, a legal route for people who want to relieve their debt. The cost of living or running a business can be very high and that is the reason why most people find themselves at the verge of bankruptcy. This article looks at all possible solutions to avoid bankruptcy and in case of failing to resolve your bankruptcy, how to file for bankruptcy without using the costly services of a bankruptcy lawyer.
It is prudent to get credit counseling in the early stages of your business to manage your debt, however, not all people realize the importance of this step. More often, a lot of people will ignore this step because it looks like just another extra cost which has no significant bearing on the business or home finances. They usually realize the importance of this step when it’s too late to change the course of things. You do not need to wait for a forced bankruptcy notice from Federal authorities to realize the importance of credit counseling. Credit counseling can save your business from being closed or home from being sold when it becomes a part of your initial priorities in running a company or home.

Credit card consolidation is one of the things you can do when you find yourself being unable to keep up with debts and costs. A credit card can be a blessing or curse depending on how you use it, so take note of this fact. Most people think having access to credit card facilities is the beginning of success, but if you are a wise man or woman, you should actually be scared of having the freedom to borrow and spend as much as you want. Fear is not a bad thing after all when it comes to credit card expenses, but it can act as a reminder to control your spending and manage your debts wisely. Fear might lead you to look for solutions such as credit card consolidation, loan modification and debt management in the early stages of your business before damage has been done to your credit record.
Another solution that you can try to save your business from bankruptcy is loan or credit refinancing. This is basically a modification to your existing repayment plan to help you pay a manageable amount. Changes to loan periods and periodic payments may be done to give you a flexible but long term plan.
Why You Should File for Bankruptcy
 
So what are the benefits of filing for bankruptcy when you are down in the dumps? The main advantages of filing for bankruptcy are as follows:
          Filing for bankruptcy will protect you from debt collectors and creditors. This means they will not be able to seize your property which was signed as collateral security.
          Filing for bankruptcy will stop the creditors from asking for money owed to them.
          Depending on your court case, you might be exempted from all or some of the debts, but there are some debts like child alimony and mortgage which may not be relieved.
Let’s look at some of the personal situations that might force you to file for bankruptcy. A bankrupt individual might be faced with the following scenarios:
          You have a lot of back dated taxes that have not be paid.
          You have court summons for unpaid debts
          You do not have a job
          Your savings are depleted
          Your home is being foreclosed or is on the verge of foreclosure.
          A part of your salary is legally withheld and subtracted every month to pay your creditor, also known as wage garnishment.

To file for bankruptcy without a lawyer, you will need to know the right legal forms to use, the type of bankruptcy to file for and fulfill certain compulsory requirements before filing for bankruptcy. You will also be required to pay a court fee, also known as the bankruptcy fee (in the range $299 to $306) when you submit your paperwork at the clerk’s office. Depending on your income bracket (which is determined by the Federal Poverty Guideline), you may be eligible for a bankruptcy fee waiver ,but this will only be given to people who have not hired a lawyer or any paid legal service. The waiver is for people with financial difficulties who cannot afford to hire a lawyer. With this in mind, here are steps to file for bankruptcy:
          Choose between Chapter 7 and Chapter 13 Bankruptcy.
Chapter 7 bankruptcy does not give you a deadline or repayment plan to clear your debt.Instead, the court gives the right to the creditor to seize or sell the debtor’s property which is eligible for liquidation. This settlement results in cancellation of your debts while allowing you to retain ownership of property which is exempt from liquidation or seizure.
Chapter 13 bankruptcy basically gives you a grace period (up to 5 years) to pay back your debts. Manageable repayment plans may be negotiated with the creditor, allowing you to keep your property as long as you don’t default in your payments.
          Complete a credit counseling program that is approved by the state. This is a compulsory requirement that should be fulfilled within 180 days before filing for bankruptcy. The program will help you to determine the best bankruptcy solution for your case.
          The next step is to file for bankruptcy in your state or jurisdiction. Along with the completed bankruptcy legal forms, you must attach your credit counseling certificate.
Read a list of requirements for filing a Chapter 7 and Chapter 13 bankruptcy case: US Courts Bankruptcy Case Requirements
US Courts Bankruptcy Legal forms:
Chapter 7 Bankruptcy
Form – Joint Debtors >> B 18J
Form – One Joint Debtor >> B 18JO
Chapter 13 Bankruptcy
Form – Discharge of Debtor >> After Completion B 18W
Form – Order Discharge of Debtor >> Before Completion B 18WH